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<channel>
	<title>Women&#039;s Odyssey</title>
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	<link>http://www.womensodyssey.com</link>
	<description>All about women&#039;s issues</description>
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		<title>Designer Handbags Without Breaking the Bank</title>
		<link>http://www.womensodyssey.com/2009/08/designer-handbags-without-breaking-the-bank/</link>
		<comments>http://www.womensodyssey.com/2009/08/designer-handbags-without-breaking-the-bank/#comments</comments>
		<pubDate>Tue, 04 Aug 2009 22:04:48 +0000</pubDate>
		<dc:creator>bluebabble</dc:creator>
				<category><![CDATA[Fashion]]></category>

		<guid isPermaLink="false">http://www.womensodyssey.com/?p=169</guid>
		<description><![CDATA[You can buy designer handbags without spending an exorbitant amount of money.  Indeed, Poshbagz.com is the perfect stop for your new replica designer handbags.  ]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.gopjn.com/t/R0BERkdEREBFSkVHREBESUVISg"><img class="alignright size-medium wp-image-172" title="Shop Poshbagz.com for Designer Handbags &amp; Wallets!" src="http://www.gopjn.com/b/R0BERkdEREBFSkVHREBESUVISg" border="0" alt="Shop Poshbagz.com for Designer Handbags &amp; Wallets!" width="250" height="250" /></a></p>
<p>You can buy designer handbags without spending an exorbitant amount of money.  Indeed, Poshbagz.com is the perfect stop for your new replica designer handbags.  With collections that include reproductions of Louis Vuitton, Dolce &amp; Gabbana, Gucci, Prada and Givenchy, you have plenty of choices for you next addition to your &#8220;arm candy&#8221; collection.  These knockoff designs are so incredibly close to the real thing, it is hard to tell the difference.  In addition, who can resist free worldwide shipping?</p>
<p><strong>The skinny about Poshbagz.com:</strong></p>
<p>Poshbagz.com obtains the latest models of luxury handbags from the fashion capitals of the world, including New York and Paris.  These handbags are carefully reverse-engineered, as the newest handbags are disassembled and all facets of the handbags are closely examined, including design, assembly and materials.   Faithful reproductions are then created.</p>
<p>Poshbagz.com has dedicated warehouses in Asia.  All merchandise is shipped directly to you, minimizing costs, and the savings are passed on to you. Who doesn&#8217;t like a cheap designer handbag for a mere fraction of the cost of the original?   Customers are provided with tracking numbers so that all shipments can be monitored readily.</p>
<p>In addition to replica handbags, Poshbagz.com also carries a huge inventory of wallets, luggage, evening bags, other leather goods and more.   New items are added weekly so be sure to visit the site often to catch the latest additions.</p>
<p>Poshbagz.com offers customer service 24 hours a day 7 days a week – customer service representatives are available through their live chat feature on the website.</p>
<p><strong>The Verdict:</strong></p>
<p>If you want amazing wholesale replica designer handbags that are virtually indistinguishable from the original, as well as quick and reliable service, then a visit to Poshbagz.com is in order.</p>
<p><a href="http://www.pntra.com/t/R0BERkdERUBFSkVHREBESUVISg"><img title="Shop Poshbagz.com for Designer Handbags &amp; Wallets!" src="http://www.pntra.com/b/R0BERkdERUBFSkVHREBESUVISg" border="0" alt="Shop Poshbagz.com for Designer Handbags &amp; Wallets!" width="468" height="60" /></a></p>
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		<title>Snuggie for Dogs Review</title>
		<link>http://www.womensodyssey.com/2009/08/snuggie-for-dogs-review/</link>
		<comments>http://www.womensodyssey.com/2009/08/snuggie-for-dogs-review/#comments</comments>
		<pubDate>Tue, 04 Aug 2009 17:07:42 +0000</pubDate>
		<dc:creator>bluebabble</dc:creator>
				<category><![CDATA[Pets and Pet Care]]></category>

		<guid isPermaLink="false">http://www.womensodyssey.com/?p=119</guid>
		<description><![CDATA[The SnuggieTM for Dogs is simple to use – simply wrap it around your dog and securely snap it with the adjustable tabs at the top.  The SnuggieTM for Dogs comes in pink and blue and is available in four sizes.  ]]></description>
			<content:encoded><![CDATA[<p><font-size="2"><a href="http://www.cpaclicks.com/secure.asp?e=dbkhsocskxmb&amp;d=2616371&amp;l=0&amp;o=&amp;p=0&amp;subID1=&amp;subID2=&amp;subID3=&amp;subID4=&amp;subID5="><img class="alignright size-medium wp-image-127" src="http://www.cpaclicks.com/imageredirect.asp?a=27568&amp;b=67102" border="0" alt="snuggie for dogs" /></a></p>
<p><font-size="2">Allstar Products, the makers of highly successful Snuggie blanket, has just introduced a smaller version of the Snuggie for man&#8217;s best friend and the company has received an overwhelming response to the product.  Indeed, the Snuggie for Dogs is an absolute must-have for those dog owners who love to treat their dogs as well as they treat themselves or loved ones.  This product has garnered so much attention that <a href=" http://www.msnbc.msn.com/id/32274668/ns/today-today_pets/">MSNBC</a> recently posted a feature article on the product.</p>
<p><font-size="2"><strong>The Skinny about Snuggie For Dogs:</strong></p>
<p><font-size="2">Although this looks like a gimmicky product, we highly recommend this product. The Snuggie for Dogs is just like a regular blanket except it has sleeves.  It is made of soft fleece and is machine washable.  The Snuggie for Dogs is highly functional and keeps your dog warm while allowing for full freedom to move.  For an active dog during those cool days, this product is perfect for your pup. </p>
<p><font-size="2">The Snuggie for Dogs is simple to use – simply wrap it around your dog and securely snap it with the adjustable hook and loop fastener tabs at the top. The Snuggie for Dogs comes in pink and blue and is available in four sizes.</p>
<p><font-size="2"><a href="http://www.cpaclicks.com/secure.asp?e=dbkhsocskxmr&amp;d=2630038&amp;l=0&amp;o=&amp;p=0&amp;subID1=&amp;subID2=&amp;subID3=&amp;subID4=&amp;subID5="><img src="http://www.cpaclicks.com/imageredirect.asp?a=27568&amp;b=67103" border="0" alt="snuggie blanket for dogs" /></a></p>
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		<title>Facts about Children&#8217;s Eczema</title>
		<link>http://www.womensodyssey.com/2009/07/facts-about-childrens-eczema/</link>
		<comments>http://www.womensodyssey.com/2009/07/facts-about-childrens-eczema/#comments</comments>
		<pubDate>Thu, 23 Jul 2009 20:16:48 +0000</pubDate>
		<dc:creator>bluebabble</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Home & Family]]></category>

		<guid isPermaLink="false">http://www.womensodyssey.com/?p=112</guid>
		<description><![CDATA[Eczema sufferers are believed to have a problem with their immune system which causes the condition but as yet no-one has discovered how this occurs.]]></description>
			<content:encoded><![CDATA[<p><font size ="2">by Jeannie Reasons</p>
<p>Eczema sufferers are believed to have a problem with their immune system which causes the condition but as yet no-one has discovered how this occurs. The usual trigger for the condition is an allergen which the skin is sensitive too, which results in the rash that is so often seen. Baby eczema is a rash seen on their face which gradually gets worse unless treated, eventually becoming causing cracking and flaking. In the USA, it can affect anything between 10 and 20 percent of infants.</p>
<div id="attachment_113" class="wp-caption alignright" style="width: 235px"><img class="size-medium wp-image-113" title="3069076_blog" src="http://www.womensodyssey.com/wp-content/uploads/2009/07/3069076_blog-225x300.jpg" alt="Conquering this condition is proving to be complicated but at least some relief is obtainable" width="225" height="300" /><p class="wp-caption-text">Conquering this condition is proving to be complicated but at least some relief is obtainable</p></div>
<p>In the majority of these cases, the condition resolves by the time they reach two years of age. Unfortunately in a few children do not get over this problem and continue to suffer with it when they are adults. This is primarily a condition suffered by babies and young children although it can affect someone of any age. Unfortunately most people have suffered with this since they were at least five years of age but around 33 percent will have contracted the condition by the time they reached their first birthday.</p>
<p>Atopic eczema is the type most often found in baby eczema, where the child suffers with an itchy rash that is more often located on the arms, legs, face and head. Strangely, atopic eczema is also hereditary and often starts when the baby&#8217;s skin is not moisturized regularly. Often the trigger mechanism is either the detergent or fabric conditioner used to wash the baby&#8217;s clothes and this can also be the trigger for the condition in adults as well. Other studies carried out on baby eczema have linked early weaning to be a causal effect.</p>
<p>Respiratory conditions can also trigger attacks but other medical complaints may also cause this too. Mothers who have asthma are also more likely to have a baby that has the condition but allergic rhinitis and food allergies can also play a part. Food allergies are believed to be responsible for anything up to 3 cases in ten,if a particular food is suspected as the likely cause, that food can then be removed from the diet. However simple this actually is, belies the time it might take to find the food group by trial and error,</p>
<p>Sea and freshwater fishMilk Products with milk as an ingredientBreadFood prepared using eggs that contain peanuts</p>
<p>Baby eczema can also be caused as a result of the baby receiving antibiotics when the mother gave birth to her child. Bathing a baby with this complaint requires care as their skin is so sensitive which means the water must be at a comfortable temperature using creams that will not irritate their skin.After washing, a baby needs to be dressed in natural fabrics such as cotton, Keeping the baby&#8217;s finger nails short is an important point not to overlook as they can inadvertently scratch inflamed skin making the situation worse. Unfortunately, baby eczema sometimes needs further help and in these cases, the doctor might prescribe the use of antihistamines to relieve the itching,some situations warrant the use of topical steroid creams but these cannot be used for extended periods. Conquering this condition is proving to be complicated but at least some relief is obtainable from the products we have to hand right now.</p>
<p>About the Author:<br />
Liz Lawrence is an author wedding planner. She writes articles on topics such as wedding and marriages and also operates several websites that offer advice on wording for wording for wedding vows &lt;http://weddingvows11.wordpress.com&gt;  and how to find cheap folding chair covers &lt;http://cheapweddingchaircovers.wordpress.com/&gt; .</p>
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		<title>Secrets to Successfully Housebreaking Your Puppy</title>
		<link>http://www.womensodyssey.com/2009/07/secrets-to-successfully-housebreaking-your-puppy/</link>
		<comments>http://www.womensodyssey.com/2009/07/secrets-to-successfully-housebreaking-your-puppy/#comments</comments>
		<pubDate>Thu, 23 Jul 2009 00:08:28 +0000</pubDate>
		<dc:creator>bluebabble</dc:creator>
				<category><![CDATA[Pets and Pet Care]]></category>

		<guid isPermaLink="false">http://womensodyssey.com/?p=100</guid>
		<description><![CDATA[All new dog owners eventually have to tackle the challenge of housebreaking a puppy. Housebreaking a puppy requires the owner (or dog trainer) to be patient and consistent in their commands. ]]></description>
			<content:encoded><![CDATA[<p><font size ="2">by Craig Clemins</p>
<div id="attachment_101" class="wp-caption alignnone" style="width: 410px"><img class="size-full wp-image-101" title="857881_blog" src="http://womensodyssey.com/wp-content/uploads/2009/07/857881_blog.jpg" alt="Dogs that are properly trained are also very happy dogs" width="400" height="266" /><p class="wp-caption-text">Dogs that are properly trained are also very happy dogs</p></div>
<p>All new dog owners eventually have to tackle the challenge of housebreaking a puppy. Housebreaking a puppy requires the owner (or dog trainer) to be patient and consistent in their commands. Unfortunately on many occasions, dog owners give up to soon and their puppies end up staying in their crate most of the time.</p>
<p>Dogs that are properly trained are also very happy dogs, usually these dogs have been shown love, attention and patience. If you use these three things mixed with the ability to be firm and consistent, you will house break your puppy much more quickly.</p>
<p>When the dog has soiled the carpet or has eliminated under your bed, the worst thing to do is to get mad and start yelling and call him bad. You can&#8217;t allow your dog to have control of the situation either however as this will lead him to become the leader of the pack, he&#8217;ll then do as he pleases. Dogs don&#8217;t like to go potty in the place where they sleep or eat. If you keep your dog in a closed in area (such as a crate) chances are you will not have elimination problems.</p>
<p>Crate training is the preferred method of housebreaking dogs by many leading dog trainers and dog owners. Crates provide just enough space for dogs to sleep and eat and over time will become one of your dog&#8217;s favourite places to just chill out.</p>
<p>Dogs usually need to go to the toilet first thing in the morning, after meals, and sometimes before going to bed. A good idea is to get into a good routine and give your dog a chance to go outside at these times. Try to give your dog plenty of time and don&#8217;t hurry him to go to the toilet. If you are late in letting your dog outside, you may quite likely find an accident waiting for you.</p>
<p>If you live in a small apartment that doesn&#8217;t have space outside for your dog to go to the toilet, you may find paper training a good alternative to crate training. Paper training involves teaching your puppy to go to the toilet on paper which is placed in an allocated &#8220;toilet&#8221; area. Using this method, each day you&#8217;ll need to put new paper down.</p>
<p>Once your dog is trained, he will let you know that he needs to go outside to pee. Dogs usually do this by circling, barking at the door, or scratching the door. When this happens you can let your dog out and then congratulate him by rewarding him with a treat.</p>
<p>About the Author:<br />
Craig Clemins is a dog enthusiast and experienced dog trainer. Click the following links to get more advice about How to House Train a Dog &lt;a href=&#8221;http://www.dog-solutions.com/how-to-house-train-a-dog.php&#8221;&gt;http://www.dog-solutions.com/how-to-house-train-a-dog.php&lt;/a&gt;  and &lt;a href=&#8221;http://www.dog-solutions.com/how-to-house-train-a-dog.php&#8221;&gt;Housebreaking a Puppy&lt;/a&gt;  today.</p>
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		<title>Things to Consider When Home Schooling</title>
		<link>http://www.womensodyssey.com/2009/07/things-to-consider-when-home-schooling/</link>
		<comments>http://www.womensodyssey.com/2009/07/things-to-consider-when-home-schooling/#comments</comments>
		<pubDate>Tue, 21 Jul 2009 21:47:30 +0000</pubDate>
		<dc:creator>bluebabble</dc:creator>
				<category><![CDATA[Home & Family]]></category>

		<guid isPermaLink="false">http://womensodyssey.com/?p=91</guid>
		<description><![CDATA[All children learn at different speeds so this way it is possible to have them learn at a pace that suits them and of course there will be more control over what subjects they do learn. ]]></description>
			<content:encoded><![CDATA[<p><font size ="2">by Peggy Davenport</p>
<div id="attachment_92" class="wp-caption alignright" style="width: 235px"><img class="size-medium wp-image-92" title="3760956_blog" src="http://womensodyssey.com/wp-content/uploads/2009/07/3760956_blog-225x300.jpg" alt="There are many benefits to home schooling." width="225" height="300" /><p class="wp-caption-text">There are many benefits to home schooling.</p></div>
<p>You must know the multiple benefits of homeschooling if you are contemplating this or already doing this. All children learn at different speeds so this way it is possible to have them learn at a pace that suits them and of course there will be more control over what subjects they do learn. Still, there are things you need to be aware of that can be harmful to your child if you decide to do this.</p>
<p>Every child needs someone to talk to and someone to play with, and they find their mates in school. Has it ever occurred to you what opinions the other public school children have about children who are home schooled? They are of the opinion that children are only home schooled when they have severe mental problems or because their parents are out of their mind. Be prepared for your child to be humored or teased as the child is considered to be abnormal. These challenges must be overcome if you want your child to have a positive social life and be able to function amongst their peers when they get to college.</p>
<p>When you decide to home school the child, also take care of his companionship needs and this as important as his academic needs. For the child to have a positive social sphere later, here are some tips that would help you to put him on the right path. The best place to start is your own environment and neighborhood? How many children of the same age as your child live around your home? Do you know their parents? If not, try to get going now. Seek out parents nearby and let them know you have a child that you&#8217;d like to set up a play date. Since you are the initiator, it is your responsibility to set the ball rolling, so fix up a party and call a clown to liven things up. You cold start by calling all the kids in the neighborhood with their parents for a party full of kid activities like a ball game, fishing, bowling and more and also be ready to baby sit when called for.</p>
<p>Sporting activities offer the best opportunities where children bond with each other. Since they play together they also spend a lot of time building a bond, and you too get an opportunity to meet other parents. If your child has physical problems or would embarrass himself on a playing field, get them involved in activities like Boy/Girl Scouts or any other local organization for children.</p>
<p>Some parents make the mistake of believing that home schooling their children means they can keep them safe from the outside world but this too is an unhealthy attitude. While it is important to keep them away from dangerous situations, it is also important to let them be exposed to the same influences as other children. Remember your kid is fighting a lone battle with other kids who think that he is from Mars, imagine his predicament in public when he shows his ignorance about what is hot on TV, what other kids are wearing at parties and which bands are making a mark? Without being exposed to mainstream culture, they will have little to talk about with other children and will have a hard time relating to others.</p>
<p>About the Author:<br />
Peggy Davenport is an author and wedding planner. She writes articles and also operates several websites with information on finding a wedding photographer &lt;http://weddingphotographers11.wordpress.com&gt;  or selecting a wedding cake topper &lt;http://weddingcaketoppers11.blogspot.com/&gt; .</p>
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		<title>Does Oprah Really Believe in Acai?</title>
		<link>http://www.womensodyssey.com/2009/07/does-oprah-really-believe-in-acai/</link>
		<comments>http://www.womensodyssey.com/2009/07/does-oprah-really-believe-in-acai/#comments</comments>
		<pubDate>Tue, 07 Jul 2009 13:11:16 +0000</pubDate>
		<dc:creator>bluebabble</dc:creator>
				<category><![CDATA[Diet]]></category>
		<category><![CDATA[Health]]></category>

		<guid isPermaLink="false">http://womensodyssey.com/?p=58</guid>
		<description><![CDATA[Research has shown that this berry is one of the most nutritious and powerful anti-aging foods identified in the world! Harvested for centuries in the Brazilian rainforests, acai berries are jam packed with antioxidants, essential fatty acids and amino acids. Oprah featured acai on her show at least two times with the known doctors, Dr. Perricone and Dr. Oz]]></description>
			<content:encoded><![CDATA[<p><font size ="2">by Megan Smith</p>
<p>Research has shown that this berry is one of the most nutritious and powerful anti-aging foods identified in the world! Harvested for centuries in the Brazilian rainforests, acai berries are jam packed with antioxidants, essential fatty acids and amino acids. Oprah featured acai on her show at least two times with the known doctors, Dr. Perricone and Dr. Oz</p>
<div id="attachment_59" class="wp-caption alignright" style="width: 310px"><img class="size-medium wp-image-59" title="acai_berry_big" src="http://womensodyssey.com/wp-content/uploads/2009/07/acai_berry_big-300x223.jpg" alt="Acai is one of the most nutritious and powerful anti-aging foods identified in the world" width="300" height="223" /><p class="wp-caption-text">Acai is one of the most nutritious and powerful anti-aging foods identified in the world</p></div>
<p>The fatty acid content in acai berry resembles that found in canola oil, olive oil, flax oil, grapeseed oil and other heart-healthy oils, and is a good source of monounsaturated oleic acid. By keeping the cell membrane supple, all hormones, neurotransmitter and insulin receptors function more efficiently Oleic acid helps omega-3 rich oils such as fish oil penetrate the cell membrane; together they help make cell membranes more supple and flexible. This is what interested Oprah about acai. This is particularly critical as high insulin levels create an inflammatory state which causes premature aging.</p>
<p>Acai berries also contain healthy fats, dietary fiber and phytosterols to help promote cardiovascular health, digestive health, and immune health. Acai berries really are a super food. Acai contains a powerful concentration of antioxidants that help combat the effects of aging. These antioxidants keep skin relaxed and are reputed to actually reverse pre-existing wrinkles. Acai berries have also been proven to fight against the number one killer of adults in America, heart disease. These healthy berries also contain an essential amino acid complex which is critical to proper muscle functioning, both regeneration and contraction.</p>
<p>The evidence of the scientific community definitely establishes that your health will be improved by regularly taking acai berry juice or supplements. So what is the problem? Google acai. The internet is swamped with online sites promoting acai berry as promoted by Oprah. These eye catching sites contain all the reasons you should supplement your with acai. Some of the sites even include a photo of Oprah and acai berry. The sites include first person testimonials and promises from people who have enjoyed increased health and weight loss as a result of taking of acai. For the most part this might be true. The scam comes in the form of sites that offer a free trial of acai berry juice or or a free trial of acai supplement.</p>
<p>Many people are now reporting that within a few days of requesting their free sample they are being billed for a full month supply that they did not request. Others are reporting that the procedure to cancel ongoing acai orders is wildly difficult and requires lengthy periods of being ?on hold&#8221;. Hundreds of customers are receiving bills for acai that they never wanted to order.</p>
<p>Go ahead and enjoy the health benefits of the acai berry. Oprah does. But whatever you do, buy the product from a reputable dealer. You won&#8217;t notice the health benefits during a short trial period anyway. Reputable and honest dealers outline their cancelation policies clearly and don?t have to entice people with free offers.</p>
<p>About the Author:<br />
To find more information about acai supplement on Oprah &lt;http://the-diet-pills-report.com/articles/acai-berry-diet-oprah-show&gt;  keep reading at acai berry diet pill &lt;http://the-diet-pills-report.com&gt; .</p>
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		<title>Guide to buying foreclosure real estate</title>
		<link>http://www.womensodyssey.com/2009/07/guide-to-buying-forclosure-real-estate/</link>
		<comments>http://www.womensodyssey.com/2009/07/guide-to-buying-forclosure-real-estate/#comments</comments>
		<pubDate>Sun, 05 Jul 2009 14:11:39 +0000</pubDate>
		<dc:creator>bluebabble</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Home & Family]]></category>

		<guid isPermaLink="false">http://womensodyssey.com/?p=78</guid>
		<description><![CDATA[Although home foreclosure can be considered a tragedy it can also be a blessing for others. ]]></description>
			<content:encoded><![CDATA[<p><font size ="2">by Doc Schmyz</p>
<div id="attachment_79" class="wp-caption alignleft" style="width: 310px"><img class="size-medium wp-image-79" title="078-foreclosure-home-sale-sign2" src="http://womensodyssey.com/wp-content/uploads/2009/07/078-foreclosure-home-sale-sign2-300x199.jpg" alt="Repo homes are a great opportunity for those who simply cannot afford a new house." width="300" height="199" /><p class="wp-caption-text">Repo homes are a great opportunity for those who simply cannot afford a new house.</p></div>
<p>They say that one man&#8217;s trash is another man&#8217;s treasure. Although home foreclosure can be considered a tragedy it can also be a blessing for others. Gas prices are not the only ones that continue to rise. Residential properties are also expensive. Their prices also vary from one place to another. Due to this other people take advantage of foreclosure auctions.</p>
<p>Repo homes are a great opportunity for those who simply cannot afford a new house. Often these houses are sold far below the  market value.</p>
<p>Unfortunately most repossessed houses are those which require a lot of repairs. Previous homeowners do hot have the means to maintain the house or just didn&#8217;t take care of them. Some of these houses have also been abandoned by their previous homeowners and mortgage lenders have no choice but to get rid of them immediately.</p>
<p>Do your homework</p>
<p>Before you buy, you need to make sure that you&#8217;re going to get a good deal. The biggest part of the deal is adding up all the expenses to see if it is indeed the deal you thought it was.You may have to do a little bit of research first to be able to see how much you will have to spend in buying and repairing the property.</p>
<p>If you don&#8217;t have any cash on hand for the moment, you can get a loan. Have a consultation first with an agent to see if you are qualified. If you are qualified gather the information you need.</p>
<p>You will be able to find several  lists of foreclosure homes or homes for auction on the internet. In some cases a  list will also be published in local newspapers. Use the contact information listed in the ad to find out about seeing the property.(In some states this is NOT an option)</p>
<p>Review your budget. What are you willing to pay for the foreclosed house along with the repairs? If you&#8217;re planning to &#8220;flip&#8221;  or sell the house,ask your agent to get you comps for the  &#8220;after repair value&#8221;. If you&#8217;re planning to rent it, calculate the monthly rate and compare  it to prices in the local paper for the same type of property.</p>
<p>Once all the research has been done place a bid on the property. After you have purchased the house have it inspected and appraised. Then look for a title company to research the history of the house. When you&#8217;re satisfied, you can start the repairs or live in it.</p>
<p>About the Author:<br />
Doc Schmyz has done real estate deals all over the US. He built a free website shares &lt;a href=&#8221;http://www.investor411.org&#8221;&gt;Real estate investing information&lt;/a&gt; for all over the US. Find Real estate investing information by &lt;a href=&#8221;http://www.investor411.org/states&gt;state&lt;/a&gt;.</p>
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		<title>Negotiating a Settlement of Debts</title>
		<link>http://www.womensodyssey.com/2009/07/negotiating-a-settlement-of-debts/</link>
		<comments>http://www.womensodyssey.com/2009/07/negotiating-a-settlement-of-debts/#comments</comments>
		<pubDate>Fri, 03 Jul 2009 16:40:19 +0000</pubDate>
		<dc:creator>bluebabble</dc:creator>
				<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://womensodyssey.com/?p=43</guid>
		<description><![CDATA[You might be able to take care of one or even a couple small debt negotiations by yourself - but if you have many delinquent accounts, it can be too much to juggle on your own. ]]></description>
			<content:encoded><![CDATA[<p><font size ="2">by Daniel R. Michaelson</p>
<div id="attachment_44" class="wp-caption alignright" style="width: 310px"><img class="size-medium wp-image-44" title="2131309_blog" src="http://womensodyssey.com/wp-content/uploads/2009/06/2131309_blog-300x200.jpg" alt="Most of the time, professional help is the way to go to get a handle on your debts." width="300" height="200" /><p class="wp-caption-text">Most of the time, professional help is the way to go to get a handle on your debts.</p></div>
<p>The phone rings. You don&#8217;t pick it up, because you know that it&#8217;s going to be another debt collector. You&#8217;ve fallen behind &#8211; the mortgage, rent, credit cards. It doesn&#8217;t matter, you&#8217;re still under water for a lot of money and are looking for a way out.</p>
<p>It&#8217;s always best to avoid having your debts get to this point, if possible; you can deal with your creditors on your own, but it&#8217;s a good idea to work with an attorney, debt management service or debt counselor. Debt negotiations can be a difficult and lengthy process and most likely your time is better spent elsewhere. If you really want to go it alone, the following tips can help you negotiate the best settlement:</p>
<p>When you&#8217;re dealing with your original creditor, it&#8217;s a good idea to contact them directly by phone (something usually not done with collection agencies). It can be a little daunting to call someone who you owe a large debt to; which is one reason a lot of consumers use debt management services.</p>
<p>Before you call, have a plan. Tally up all of your debts, all of your expenses in a month, including a general &#8220;oops&#8221; amount, and figure out how much you can really afford to pay. Paying down your debts takes some fiscal discipline; cut back on going to fast food restaurants and learn to cook more vegetables for meals are two surprisingly easy ways to cut back on expenses.</p>
<p>Unless you&#8217;re already at least three months behind on your payments, creditors aren&#8217;t going to be willing to negotiate a settlement with you; and since so far, you&#8217;ve been in good standing they have little incentive to do so. It&#8217;s not uncommon to make a late payment now and again and other than paying some late fees or interest payments, there&#8217;s really nothing else to it. Consumers typically return to making regular payments.</p>
<p>Know what to ask for when you do call. You can probably get late fees waived. You may be able to get an interest rate reduction. You probably can&#8217;t work out some sort of debt annulment program, unless you&#8217;ve got a court order assisting you. However, most creditors and collections agents would rather get something than nothing.</p>
<p>If you are dealing with a collection agency, have a copy of your credit report handy. Try to get the final disposition of the debt changed to &#8220;settled for less than the total outstanding balance&#8221; rather than &#8220;did not pay as agreed&#8221;. Even better, if you can work out a livable agreement, and pay it off, make sure to get your credit report again and get your creditors to report it as settled.</p>
<p>You might be able to take care of one or even a couple small debt negotiations by yourself &#8211; but if you have many delinquent accounts, it can be too much to juggle on your own. However, most people who are in such serious financial trouble that they&#8217;re considering debt negotiation have more than one past due account in need of settlement. If you only have one delinquent account, your creditor probably won&#8217;t be willing to settle since you&#8217;re keeping current with other accounts. Most of the time, professional help is the way to go to get a handle on your debts. A good debt management company is dedicated to helping consumers make wise choices and connect with the most appropriate debt solution to manage their debt.</p>
<p>About the Author:<br />
With over 20 years in the consumer debt consolidation field, Daniel R. Michaelson is one of the leading authorities on Bad Debt Consolidation &lt;<a href="http://www.edebthelp.com" target="_blank">http://www.edebthelp.com</a>&gt;.</p>
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		<title>Just Divorced, Should You Date?</title>
		<link>http://www.womensodyssey.com/2009/07/just-divorced-should-you-date/</link>
		<comments>http://www.womensodyssey.com/2009/07/just-divorced-should-you-date/#comments</comments>
		<pubDate>Thu, 02 Jul 2009 13:58:56 +0000</pubDate>
		<dc:creator>bluebabble</dc:creator>
				<category><![CDATA[Relationships]]></category>

		<guid isPermaLink="false">http://womensodyssey.com/?p=73</guid>
		<description><![CDATA[ Dating is supposed to be fun, it doesn't have to lead to any long term commitments it can just be fun for both parties. When you are newly divorced it can be very hard to realize it is all about having fun.]]></description>
			<content:encoded><![CDATA[<p><font size ="2">by Agony Aunt</p>
<p>Knowing the situation you are walking into is always a good idea, it makes it easier to deal with any problems that life may throw you. This is especially true if you have just undergone a lot of emotional stress, a divorce for example.</p>
<p>Dating is supposed to be fun, it doesn&#8217;t have to lead to any long term commitments it can just be fun for both parties. When you are newly divorced it can be very hard to realize it is all about having fun. Having fun is a big part of recovering your real self after the stress of a divorce.</p>
<div id="attachment_110" class="wp-caption alignright" style="width: 310px"><img class="size-medium wp-image-110" title="3883233_blog" src="http://womensodyssey.com/wp-content/uploads/2009/07/3883233_blog-300x199.jpg" alt="Dating is supposed to be fun, it doesn't have to lead to any long term commitments it can just be fun for both parties" width="300" height="199" /><p class="wp-caption-text">Dating is supposed to be fun, it doesn&#39;t have to lead to any long term commitments it can just be fun for both parties</p></div>
<p>You want to enjoy your dates and you want the person you are dating to enjoy it as well. If you don&#8217;t let go of your marriage and your former spouse neither you or anyone you date will every enjoy themselves, there will always be the specter of the ex husband or wife in your dating relationship.</p>
<p>Unfortunately, one area where your emotional vulnerability can present a serious problem is that there are always those who are willing to take advantage of it. For some, it is as if they can sense such vulnerability, and have no reservations about exploiting it for their own ends. This in itself is a good enough reason to begin your dating with people you already know, or those who are known to your friends or family.</p>
<p>When you start dating after going through a divorce, you do not need to share every grim detail of your marriage or divorce with anyone you are dating. In most cases the person you are dating doesn&#8217;t want to hear it and it won&#8217;t help your night out go more smoothly if you spend hours talking about a person you used to live with.</p>
<p>Casual dating means just that, casual, it doesn&#8217;t give anyone the right to pry into your past over and above the information you may want to give. They don&#8217;t need to know all the sorid details of your dating or marriage history, and you don&#8217;t need to know theirs. If you don&#8217;t want them to pry into your life make sure you don&#8217;t pry into theirs.</p>
<p>We are all different , it can be difficult to know what is correct conversation with different people. Some people get offended at things that others have no problem with at all, it is usually safe to say that you shouldn&#8217;t speak about money. Discussing how much , or how little, either of you earns is not a good way to keep your relationship at the casual stage.</p>
<p>In some instances you may inadvertently cause such a problem yourself, if you make the mistake of seeing your new dates as an opportunity to talk about these types of personal issues. If you find it necessary to discuss private topics, it is better for you to reserve it for your close friends or family members, not the people you meet in your new social life. It is not in your best interests to disclose intensely-personal information to those you are dating on a casual basis.</p>
<p>About the Author:<br />
We all need assistance at different times even if it is stop break up save &lt;a href=&#8221;http://www.myagonyaunt.co.uk&#8221;&gt;relationship assistance advice&lt;/a&gt; or just advice on what is the best present to buy for someones birthday. Our &lt;a href=&#8221;http://www.myagonyaunt.co.uk&#8221;&gt;Agony Aunt&lt;/a&gt; can offer advice on just about anything from dating to marriage.</p>
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		<title>Five Decorating Ideas for Children&#8217;s Rooms</title>
		<link>http://www.womensodyssey.com/2009/06/five-decorating-ideas-for-childrens-rooms/</link>
		<comments>http://www.womensodyssey.com/2009/06/five-decorating-ideas-for-childrens-rooms/#comments</comments>
		<pubDate>Mon, 29 Jun 2009 16:20:16 +0000</pubDate>
		<dc:creator>bluebabble</dc:creator>
				<category><![CDATA[Home & Family]]></category>

		<guid isPermaLink="false">http://womensodyssey.com/?p=35</guid>
		<description><![CDATA[Children's rooms are the most fun to decorate. You can really let go and run wild with your imagination when you are decorating for a child. ]]></description>
			<content:encoded><![CDATA[<p><font size ="2">by John Dinal</p>
<div id="attachment_36" class="wp-caption alignright" style="width: 310px"><img class="size-medium wp-image-36" title="photo_2119_20081119" src="http://womensodyssey.com/wp-content/uploads/2009/06/photo_2119_20081119-300x199.jpg" alt="Help children maintain their rooms by using functional things " width="300" height="199" /><p class="wp-caption-text">Help children maintain their rooms by using functional things </p></div>
<p>Children&#8217;s rooms are the most fun to decorate. You can really let go and run wild with your imagination when you are decorating for a child. It is always fun to involve the child as well. Allow the children to give their thoughts and ideas of what they want their room to be like. This can be a great bonding experience for parents and children.</p>
<p>One idea for decorating a girl&#8217;s bedroom is the princess or royalty room. There&#8217;s no need for big space or grand furnishings. With key accents like satin and lace fabrics, plush seats, dramatic lighting fixtures, fancy jewels and the choice of color of your little girl, she can have her palace-like bedroom. What&#8217;s amazing is that she can sleep like her favorite fairy tale princess. Looking at storybooks might give her some ideas on what she would like to put in her room.</p>
<p>Dinosaurs &#8211; this is a popular pick among boys. The idea of being in prehistoric times is very exciting for these young lads. Earth colors rule this theme alongside dinosaur miniatures, stuffed toys and posters.</p>
<p>Nature &#8211; this is ideal for kids who are into the outdoors &#8211; beach, mountains, farm, camp, etc. Earth colors work too but dominated by blues and greens to symbolize nature. You can also incorporate the crisp white color reminiscent of the fluffy clouds in the beddings and curtains. Plants in the room add to the natural feel of the room.</p>
<p>Teenagers seem to enjoy rooms that are as colorful as they are. Try decorating their room with old records. You can hang the album covers on the walls. You can also create privacy curtains out of old vinyl records. You can add some cool lights to the room and maybe even a disco ball decoration. You&#8217;ll get the satisfaction of being the coolest parent on the block. At least for a day!</p>
<p>Music/Movies &#8211; this theme can even extend to teenage years. Music is universal and movies are extremely well-liked. If you choose a music theme, it would be nice to have a sound system albeit a simple one to meet the theme. CD or DVD racks, posters, a funky light and comfortable ottomans or settees will make the room the best place to listen to music or to watch movies.</p>
<p>Whatever your children choose, help them maintain their rooms by using functional things in the first place. With an area rug for example, they wouldn&#8217;t have a hard time scrubbing their floors clean. With multi-purpose furnishings, they can store items they accumulate over time without having to crowd their room with another cabinet or drawer and with sufficient lighting fixture, studying will be more convenient.</p>
<p>About the Author:<br />
Interior Decorators love to use rugs, to finish a room. This one in particular is proving popular; Anji Mountain Seagrass Collection &lt;<a href="http://hubpages.com/hub/anji-mountain-seagrass-rug" target="_blank">http://hubpages.com/hub/anji-mountain-seagrass-rug</a>&gt; .</p>
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